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2022 Department Highlight: Loan Officers & Loan Officer Assistants

2022 Department Highlight: Loan Officers & Loan Officer Assistants


2022 Department Highlight: Loan Officers & Loan Officer Assistants

Each year, Mortgage Investors Group helps thousands of homebuyers select the home loan program best suited to their needs. Yet, few people outside of the mortgage lending industry understand the hard work happening behind the scenes that leads up to the memorable day when the borrower receives the keys to his or her new home. To commemorate National Mortgage Professionals Month this September, we’re sharing insights into the important roles each department plays in ensuring our borrowers are able to finance the home of their dreams. This week, we focus on our Loan Officers and Loan Officer Assistants.


Your loan officer is your co-pilot. He/she is the person guiding you to the finish line, helping you choose the right loan, proper loan terms, and providing the proper documentation to clear underwriting.

Your loan officer is the person you will communicate with the most and will go to whatever is necessary to help you hold that trophy over your head because you won and were able to close on your loan.


  The Loan Officer’s Job

Loan officers help you from the moment you first call MIG inquiring about our loan programs. They help you get pre-qualified, pre-approved, and eventually final approved to close on your loan.

The loan officer gets to know you and your financial situation to determine what you can afford and how the loan will affect you 10, 20, and 30 years down the road. Your loan officer is your GPS as you navigate the loan process, telling you what documents you may need. They even anticipate and solve problems before they get to you, so your car is the first to the finish line in the race to homeownership.

Your loan officer keeps track of deadlines, communicates with you early on to ensure you provide the necessary documentation and alerts you of any potential roadblocks and how to handle them.


  The Loan Officer Team at MIG

The loan officer team at MIG cares about every borrower that we help. We know how overwhelming the home buying process can be, so our loan officers try to make it as easy as possible for you.

We provide in-person service, developing relationships with our borrowers that last through the loan process and beyond.

Our loan officers have access to the most advanced technology, allowing them to get a borrower approved without any paperwork. They can collect and validate income, assets, and employment electronically, moving the process along faster but without losing that human touch that borrowing a mortgage requires.

Each loan officer is licensed in the state where they work, and some hold licenses in multiple states. Our loan officers also have loan officer assistance, who are also licensed, even though it’s not required by law. We take that extra step to ensure every borrower has the utmost care when taking out a mortgage.

Our loan officer team is one of the best in the country. You can trust any loan officer you talk to from MIG to have your back from start to finish. You couldn’t ask for a better co-pilot in your race to homeownership!

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020