As a new year begins, many homeowners take a fresh look at their finances—and for good reason. January is one of the best times to refinance your mortgage, offering unique financial, strategic, and seasonal advantages. Whether your goal is lowering your monthly payment, tapping home equity, or shortening your loan term, starting the process in … Continue reading Why Refinance in January? The Smart Homeowner’s Guide for the New Year →

Market Comment Mortgage bond prices finished the week slightly positive which put a little downward pressure on rates. Trading was very thin with minimal price movements. We started the week on a slightly negative note, were neutral mid-week, and closed the week positively Friday. The data was generally rate friendly. Industrial production fell 0.1% vs … Continue reading MIG Market Watch, December 29th, 2025 →

As the calendar turns to a new year, many of us make resolutions — to save more, get organized, or finally take that big next step in life. For many, that next step is buying a new home or refinancing an existing mortgage. Whether you’re a first-time buyer or a seasoned homeowner, setting clear and … Continue reading New Year, New Home Goals: Make 2026 the Year You Find (or Finance) Your Dream Home →