About Me

NMLS Unique Identifier # 610907
KY Lic. # MC838831
TN Lic. # 207946

About Me

Hi there y’all! I’m Beckey Ramps, and I am a Loan Officer working at the Bearden Branch of Mortgage Investors Group.

My journey in the world of finance has been quite the ride, starting in banking when I was 19 years old. I’ve worked in several different roles over the years! I have seen the ins and outs of this business. In 2016, I joined Team MIG working as a processor and moved on to loan officer assistant, now I am out on my own.

I always aim to invest in my client’s journey to homeownership, prioritizing good communication, organization, and care for their needs. It is my goal to ensure that you are comfortable and confident throughout this entire process. Buying a home should be as smooth and stress-free as possible, and I promise to make that priority when you work with me.

Building relationships and helping others are just a few of the highlights of this role. When I’m not helping client’s get into their home, you can find me spending time with my kids. Whether it’s watching movies or cheering them on at their tennis games, I love spending time with my family.

So, if you’re looking to get into your first home, or trying to find that new home that’s right for you or and family, I’m the one to call. Let me help you get the home of your dreams!

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

Rates are subject to change at any time.
Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
Payments will vary based on program selection, current rates, property location, etc.
Not all programs are available in all states.
Some loan programs may not be available to first time home buyers.
Terms and conditions apply, which may include restrictions or limits per loan program.
Information is generally based on primary residence occupancy with no cash out when refinancing.
Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020