About Me

Cherith Edwards
Loan Officer

 
Cherith Edwards

  • NMLS Unique Identifier # 174704
  • AL Lic. # 75914
  • FL Lic. # LO78026
  • GA Lic. # 71975
  • TN Lic. # 206286

About Me

Hello friend! I have been a Mortgage Loan Officer since 2006, and I joined Mortgage Investors Group in 2020 - just two weeks before the world went coronavirus-crazy! I love being involved with my customers from the very first phone call all the way to the closing table. Whether you are looking to purchase a home or if you need to refinance your existing mortgage, I’ve got you covered!

Keeping my customers educated and informed through every step of the process is my goal for communication. I understand how stressful the home buying process can be, and I strive to deliver a smooth transaction for every customer - making sure you close on time.

Located outside of Chattanooga? Don’t worry! I serve in multiple states, specializing in Tennessee, Georgia, Alabama, and Florida.

My philosophy: treat every customer like family.

I am married to my kindergarten sweetheart, Tim, who teaches high school and coaches several sports. We love to spend time outdoors, hiking and four-wheeling at our cabin property near Fall Creek Falls State Park. Together we enjoy a very busy life with our four young adult children: Pierson, Alyssa, Pierce, and Ethan. Having four kids whose birthdays are compressed within a four-year time span is a TRIP! It’s also why I had to start coloring my hair to cover up all that gray hair they’ve caused me.

Outside of work, I am very involved with my church. Having come from a family full of musicians, the piano has been a very integral part of my life ever since I began taking lessons at age four. If I am not working hard on your mortgage file, then I am likely practicing the piano, at a rehearsal, or teaching a piano lesson.

Fun fact: I was raised in a four-generation family home, and I learned a whole lot of practical life-lessons and “how-to-save-your-money” lessons from my grandmother and great-grandmother who had both lived through the Great Depression and had learned how to live on a budget. My other grandmother was the 13th of 14 kids, so our extended family is both huge and loud! We learned how to respect our elders and their wisdom, for sure. My grandfather fought in World War II and I have tremendous respect for our veterans and their service to our country! One of my favorite things to do is to embarrass my kids by doing backflips and toe-touches off the diving board while all their friends are watching. I finally gave up trampoline tumbling about 10 years ago after I snapped my ankle for the last time. My husband caught my final-ever trampoline backflip on camera, so there’s proof of that, somewhere!

What do I love about mortgages?

Saving people money and proving to them that their dream of homeownership is truly possible. Call me today and let me help YOU get into your dream home while saving some money along the way!

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020