About Me

NMLS Unique Identifier # 185839
FL Lic. # LO-87909
GA Lic. # 185839
SC Lic. # MLO-185839
TN Lic. # 102356

About Me

As a Senior Loan Officer based out of MIG’s Oak Ridge branch, I have been able to share in the happiness of clients achieving their dreams of home ownership for over 27 years. After earning a marketing degree from Middle Tennessee State University, I worked for a decade in the financial planning and insurance industries. Those early experiences taught me how to prepare and submit files for underwriting – skills that have served me well since I joined MIG in 1995. I lived and worked in Puerto Rico for nearly four years, and being bilingual enables me to help those clients who are more comfortable doing business in their own language. My team and I have worked with clients in the Hispanic community now for over 25 years. MIG is fully supporting those efforts by establishing a new division of the company specifically to serve them – Hipotecasa.

My goal is to make sure my clients fully understand their options, and make their own educated decisions about which loan is best for their situation. My Loan Processor, Carrie Mayton, Licensed Loan Officer Assistants, Lane Gonzalez, Jesus Gonzalez, Paula Howard, and I help our clients navigate through the home loan process from start to finish with our 70+ combined years of experience at MIG. We also take pride in seeing that every client, regardless loan size, language or credit situation, receives the same high degree of service. I look forward to helping you with your current or future mortgage loan needs. You can expect a smooth, no-stress loan process.

Knoxville Mortgage Bankers Association Awards - Silver, Gold or Platinum awards since 20, President’s Circle Award in 2010 ( Top 3 loan officers in the Knoxville area), and consistently in the Top 10 for the last decade.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

Rates are subject to change at any time.
Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
Payments will vary based on program selection, current rates, property location, etc.
Not all programs are available in all states.
Some loan programs may not be available to first time home buyers.
Terms and conditions apply, which may include restrictions or limits per loan program.
Information is generally based on primary residence occupancy with no cash out when refinancing.
Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020