About Me

Richard Swan
Loan Officer

 

About Me

Tennessee is where I call home, having been born and raised in Knoxville; with family roots that go back many generations in East Tennessee. I graduated from Bearden High School and then the University of Tennessee with a degree in Broadcasting.

For most customers, the home buying experience is filled with questions and concerns about what is the best option for them. I enjoy helping customers work through their choices and come up with the best decision for their lives. You will enjoy an approach to home financing that focuses on what you want; putting your needs first.

Awards / Recognition
I have an amazing family.

What is an unknown fact about you?
I once piloted a boat on Cherokee Lake while a US Coast Guard helicopter pulled up behind me and removed my crew in a basket one at a time...it was an exercise.

If you were not a loan officer, what would you be?
A news reporter. I have a degree from UT in Broadcasting.

What is playing right now in your ipod / iphone / Pandora / tape player / CD Player / 8 Track Player?
Beach Boys, Chicago, Fleetwood Mac.

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020