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Bob Hefty - Mortgage Investors Group


 

About Me

In 2003, I turned to MIG to finance my first home loan. Now, I’m the one helping clients select the right mortgage program as a mortgage consultant in MIG’s Johnson City branch. My career began in the U.S. Army, where I served as a finance officer for five years. As a veteran who takes pride in having served my country, today I specialize in helping other veterans finance their homes, often through Veteran’s Administration (VA) loans. Whether those clients served in Korea or Afghanistan, I am passionate about earning their trust as I help them become homeowners. 

Following my military service, I worked for a Fortune 500 company for 11 years. During that time, I kept in touch with the MIG mortgage loan originator who had helped me buy my first home. I turned to him in 2003, when I realized I wanted to build my own business. Once I learned more about the company, I knew I would take the next step in my career path at MIG. 

As a licensed mortgage loan originator, I work with LOA Ben Lane & Loan Processor Angie Campbell to build lifelong relationships with our clients. We offer them tailored professional service as we answer their questions and guide them through the home financing process to a timely closing. I consider it a privilege to be able to help people reach their dreams of becoming homeowners. 

I am a member of the Integrity Business Group, an organization that supports business professionals in the Tri-Cities area. I have also been a Top 20 mortgage loan producer for MIG for three consecutive years. I look forward to assisting you with your current or future mortgage loan needs. You may reach me at the contact information below. I hope to hear from you soon.

 

RAVING REVIEWS
"You did an excellent job. We couldn't have asked for a better person to represent us than Bob Hefty. He told us everything up front that we needed to know, and I would recommend him to anybody that was going to get a VA loan."

"I just want to say thanks to Bob Hefty. His service was spectacular. I honestly thought applying and waiting for a U.S. Passport was more stressful than the home buying process. I will certainly forward friends and family to Bob in the future."


"Had an awesome experience with MIG."

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020