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Debbie Hill - Mortgage Investors Group


 
Debbie Hill

  • NMLS Unique Identifier # 171963
  • FL Lic. # LO70868
  • GA Lic. # 171963
  • NC Lic. # I-214486
  • TN Lic. # 100769

About Me

I love showing people what the homebuying experience should be – happy and exciting. That belief is at the heart of my long-time career as a mortgage lender. I genuinely enjoy helping people achieve the American dream of homeownership.

The story of how I accidentally came to work in the mortgage business just after graduating from college is a long one. But the one thing I know without a doubt is that it was the best decision I made back in 1987. Over the years, I’ve worked in every aspect of the industry, including a seven-year stint as an owner of my own mortgage company. While I’m originally from South Georgia, I have been helping borrowers finance the homes of their dreams in the Sevier County area since moving here in 1993 with my husband, a native of the area. I began working at MIG as a senior loan officer in 2009 and took over as branch manager of the Sevierville branch a little over a year later. In addition to working with other loan officers to make sure we’re keeping our commitments to our customers, I strive to make the homebuying experience a pleasant one each time I work personally with borrowers. I care about my clients’ well-being, so it’s important to me that they are treated with professionalism and receive quick responses to their questions.

I am a licensed mortgage loan originator in Tennessee, Georgia, North Carolina, and Florida, as well as an award-winning member of my region’s Mortgage Bankers Association. When I’m not developing relationships with clients so I can become their “lender for life,” I enjoy spending time with my husband and our two children and serving at my church, Connect Church in Sevierville. I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020