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Types of Loans

Adjustable Rate Mortgage in Person County, NC

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Conventional Loans in Person County, NC

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Down Payment Assistance Loans in Person County, NC

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Person County, NC...

FHA 203(k) Streamline in Person County, NC

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

FHA Loans in Person County, NC

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

FHA Streamline Refinance in Person County, NC

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

First-time Buyer Programs in Person County, NC

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Fixed-rate Mortgages in Person County, NC

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Person County, NC. Most fixed loans have a 15-year or 30-year term...

Home Affordable Refinance Program in Person County, NC

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Jumbo up to 3 million in Person County, NC

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

FHA Jumbo Loans in Person County, NC

FHA loans are popular among low- and middle-income borrowers in Person County, NC, but many are surprised to learn the FHA also insures large loans...

One Loan With No Monthly PMI in Person County, NC

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

Refinancing in Person County, NC

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Reverse Mortgages in Person County, NC

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Reverse Purchase Mortgages in Person County, NC

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

THDA Loan in Person County, NC

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

USDA Home Loans in Person County, NC

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

VA Loan in Person County, NC

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

Conventional Financing up to 97% LTV in Person County, NC

This program offers both the HomeReady and Home Possible options at 97%...

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