Having a low LTV is definitely a key factor in obtaining a mortgage. Although lenders want to see low LTVs, there are mortgage loan programs for borrowers with high LTVs and even some that do not take LTV into account. Following are some loan programs for borrowers with a low LTV ratio who want to obtain a new mortgage, or refinance their existing mortgage: VA Loans – allow 100% LT, USDA Loans – allow 100% LTV, FHA Loans – allow 96.5% LTV.

Visit Mortgage Investors Group to get the latest quotes on loans for borrowers with high LTV ratios.