6 Steps to Purchase a Home

1. Mortgage Consultation

• Get pre-qualified
• Determine loan program & how much you can afford
• Provide requested documentation to your lender

2. House Hunting

• Work with a Real Estate Agent
• Research desired living location
• Schedule home showings

3. Offer & Negotiation

• Determine an offer
• Allow your Real Estate Agent to get you the best deal possible
• Once a contract is received, do not quit/change your job, or open new credit

4. Homeowners Insurance

• Contact your insurance representative to set up necessary requirements to insuring your home
• Combining your auto insurance and other policies will help you save money

5. Home Inspection

• An inspector will bring any issues or concerns to your attention
• Make sure seller fixes all issues to meet the final inspection

6. Closing Time!

• Pay the seller and close the deal
• Pack up… It’s time to start enjoying your new dream home!

Take the first step, contact us today.