The Experienced Homeowner: What You Need to Know

You have been around the block a few times, and are well versed in the home buying process. As an experienced homebuyer, you may have purchased a home in the last few months or years. Pete Zaft and Mortgage Investors Group are here to help ensure that as an experienced homeowner, you are equipped with all the tools you need to purchase the home of your dreams.

Knowing Where You Stand

When purchasing your next home, it is pertinent you know where you stand. It is recommended that you shop for homes that are no more than 3 to 5 times your annual household income.

In order to know how much you can spend on a home, I recommend you get pre-qualified. This simple process will take into account all of the key elements necessary to determine loan eligibility – credit score, etc.
Pre-qualification will offer you an accurate figure in which you will be able to comfortably shop for your next home.

The Next Steps

Everything is easier when you know what to expect. When obtaining a loan with me, I will be able to guide you through all the necessary steps. I believe in making the process as simple and transparent as possible for my clients, and want you to have a smooth transition into the home loan process. To create a seamless process, begin collecting all of the necessary documents needed to secure your home loan.

What Do I Need to Start With?

While not required until your application has been submitted, collecting these documents early on creates a seamless transition from application to closing.

1. Tax returns for past two years
2. W-2’s & 1099’s for past two years
3. Current paystubs covering 30 days
4. Last two months checking, savings, and investment account statements
5. Money for credit report and appraisal
6. Drivers license

Securing Your Loan

Mortgage Investors Group offers loans to fit every lifestyle and budget, making your dreams reality. I will help you figure out the best loan option, and provide a breakdown of the numbers, guiding you through every step of the process. I have a passion for helping others, and will be by your side from application to closing.

Ready to purchase your next home? Contact Pete today, and have all of your questions answered. Pete works tirelessly to meet his clients’ needs, and would be honored to help you purchase your next home.

Find out how Pete Zaft can help you today!