Protect Your Home:
Homeowners Insurance
& Home Warranty

Purchasing a home is one of the biggest investments you will make, and protecting your assets is a must! The best way to do this is to have both a homeowners insurance policy and a home warranty. Having both of these will ensure that your home and everything in it are covered in case they need to be replaced or repaired. By understanding the two products, you will know why having both is important.

Homeowners Insurance

A homeowners insurance policy protects you and your home from loss due to disasters and accidents spelled out in your policy. It will cover your home’s exterior and interior as well as personal belongings. If you have taken out a mortgage loan or in the process of doing so, chances are you will be required to have homeowners insurance to protect your interest and the lender’s.

Damage causing events that homeowners insurance may cover include:
Fire, Theft, Floods, Vandalism, Accidents, Earthquakes, Winds

Home Warranty

A Home Warranty helps with costs when the expensive but important systems and appliances in your home need replacing or repair due to age or wear and tear. Home warranties typically have 12-month contract terms. The warranty is not mandatory to obtain a mortgage, but we highly recommend you consider it.

Items covered by the home warranty may include:
AC units, Heaters, Plumbing, Pools, Dishwashers, Electrical wiring, Garage door openers, Smoke detectors