We live in a time of swift technological advancements, some of which can help make our lives easier instead of more complex. If the idea of improving your financial wellness in 2018 appeals to you – there are some budgeting applications you can download and use on your smart devices to help you manage your finances.
Why not have fun and learn new things in this era we dwell in? Plus having a link to your financial health right in your pocket gives you a greater sense of control and confidence, knowing the data is just a glance away. You might even use the apps to support your efforts in saving money for a home purchase or paying down your mortgage more quickly.
Top Budget Apps
When you think about all the time you spend checking your cell phone, consider how you can optimize that time and focus. Here are the top budgeting apps designed to improve your financial health and activities.
Mint – from the same folks who brought us QuickBooks and TurboTax. This comprehensive resource helps you create a budget and track spending. It can connect you to all your accounts (bank, credit and billing info) avoiding the need to access multiple sites. It reminds you when bills are due, the amount and how much you can afford to pay. It also includes a free credit score update.
Download now for IOS or Android.
Pocket Guard connects to your bank accounts so you have direct access to your balance and transactions. This app is great for categorizing your expenses and understanding your cash flow. Once you have a better handle on things, it makes it that much easier to identify areas where you can make cutbacks.
Download now for IOS or Android.
You Need a Budget – Would you like to stop living paycheck to paycheck? This app can help you pay down debt and is based on the idea that every dollar counts. It forces you to get real about your finances and only looks at real money you have, not your aspirations or goals. It comes with an accountability partner, online instruction classes and a Q&A feature with a live instructor to help you master its features. It claims the average user cuts debt by $500 during the first month of use.
Download now for IOS or Android.
Spendee – allows you to connect with your bank account to track all expenses and share with family members. It also tracks in multiple currencies. Another free app, this one comes with upgrade options to create multiple wallets and synchronize across all bank accounts.
Download now for IOS or Android.
Wally – is the king of tracking expenses and may be your go-to app when it comes to helping you see where your money goes and how you can make adjustments so you can begin saving. It is free and logs all your expenses via photos of receipts.
