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Use These Tips to Research Neighborhoods While House Hunting

Use These Tips to Research Neighborhoods While House Hunting


Use These Tips to Research Neighborhoods While House Hunting

You may have decided the size of house you want, the number of bedrooms, bathrooms, and how much you want to pay. But where do you want it to be located? If you haven’t decided on which neighborhood you want to live in, use these tips to make a smart choice.

Consider Your Preferences

Narrow down your choices by thinking about how your family lives. Where do you work? What do you like to do on the weekends? If you love the city, neighborhoods in the thick of things may be your vibe. But if you like peace and quiet, a nice suburban area might fit you better.

Once you have a few places in mind, the following research will help you reach a good decision.

Observe the Area

Drive through your targeted neighborhoods at different times during the day and evening. Notice what’s going on. Are people in their yards or walking around? Does it seem animal-friendly? Do you see plenty of kids? These observations will give you a good feel of what it would be like to live there.

Cruise Online Communities

Some neighborhoods have Facebook and other online pages. Look them up and see what the residents are talking about. Do they seem nice and relatable? Or are they rude and argumentative? The attitudes you see online will most likely carry over into real life if these people become your neighbors.

Look at Crime Mapping

Safety is a high priority anytime you’re moving to a new place. You can find several crime mapping services with a simple online search. These websites tell you the number (and sometimes types) of crimes committed in the area. If the neighborhood you’ve been thinking about has high instances of crime, you may need to re-think your choice.

Research the Schools

If you have kids, the schools will be a key factor in deciding where you want to live. Good public schools are big advantages for families. You also need to think about whether your children can walk or ride the bus. Knowing about the area schools gives you insight into whether a property will fit your family’s needs.

Ask Your Real Estate Agent

Your mortgage loan company may be able to recommend an experienced real estate agent who knows the ins and outs of the neighborhoods they cover. When you start working with an agent, lay out your short list of neighborhoods and have them give you their honest opinions. They may know important things, good or bad, about the areas you’ve chosen that will be essential in making your decision.

Finding the right neighborhood to buy a house takes a little time and research. Ending up in a safe home with nice neighbors and good schools is worth some effort on the front end. When you’re in doubt, trust your real estate agent to guide you in the right direction.

At Mortgage Investors Group, we are committed to helping families fulfill their dreams of homeownership all across the Southeast. Our team of advisers and home loan officers have dedicated resources to assist you in closing on the home that fits your search criteria.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020