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Carroll County, AR Moving Checklist

Carroll County, AR Moving Checklist


 

Four weeks before the move:

  • Make a “Moving” file folder to keep track of documentation and records of the moving process.
  • Set up a calendar for your move to mark deadlines and reminders.
  • Hold a garage sale to get rid of furniture, clothes, and other items you don’t want to move.
  • Contact a local charity to donate any unneeded furniture and items not sold in the garage sale.
  • Purchase boxes, tape, rope, wrapping/padding material, and other moving supplies.
  • Line up a moving company or make reservations to rent a moving truck if you plan to do the heavy lifting yourself.
  • Gather medical, dental, school, and other records.
  • Put together all financial, tax, and employment documentation that may be needed during your loan process and keep it all accessible.
  • Contact your insurance company to transfer your life, auto, and homeowner’s policies.
Carroll County, AR Moving Checklist

Three weeks before the move:

  • Set a cut-off date with your current utility providers, which can include telephone, gas, electric, Heating & Cooling, water, garbage, and cable.
  • Establish a start date for utility services at your new home.
  • Let friends and relatives know of your upcoming move.
  • Donate canned goods and other non-perishable food items to a local charity to save the expense of moving them.
  • Verify your voter registration information and make any necessary changes in light of your move.
  • Register your new address with your subscriptions to newspapers, magazines, and association memberships.
  • Fill out a change of address card with your local post office.
  • Research and keep record of tax deductions on your moving expenses.
Carroll County, AR Moving Process

Two weeks before the move:

  • Transfer stocks, bonds, bank accounts, and contents of safety deposit boxes to a trusted financial institution near your new home.
  • Organize the clothes you will be moving; separate them into suitcases, keeping those you need readily available.
  • Review the moving checklist so far, making sure you are still on track for the move.

One week before the move:

  • Drain outdoor equipment: water from hoses, propane tanks from barbecue grills, and gas and oil from lawn mowers.
  • Properly discard any aerosol, paint, oils, and all flammable and/or toxic chemicals.
  • Label items you need to easily access and place them in a separate room or closet.
  • Schedule a pest control company to service your home before moving, especially on new construction.
  • Clean your refrigerator and let it air out at least 24 hours before moving.
Before the Carroll County, AR Move

Move-out day: Relax.

  • Load items and boxes that you'll need right away onto the truck last, as they will be the first to be unloaded.
  • Conduct a final walk-through of your home once everything is out of the house. Be sure to check cupboards, closets, behind doors, attics, stairwells, overhead in the garage, outside the home, and any storage sheds.

Move-in day:

  • Prepare your new home before the moving trucks arrive. Have it clean and be prepared to instruct where you’d like items placed.
  • Take some time, sit back, and enjoy your new home!
Getting Approved in Carroll County, AR

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020