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View All Loan Types in El Dorado, AR

Types of Loans

Adjustable Rate Mortgage in El Dorado, AR

Adjustable Rate Mortgage in El Dorado, AR

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in El Dorado, AR

Conventional Loan Mortgage in El Dorado, AR

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in El Dorado, AR

Down Payment Assistance Loans in El Dorado, AR

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in El Dorado, AR...

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FHA Loans in El Dorado, AR

FHA Loans in El Dorado, AR

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in El Dorado, AR

FHA Streamline Refinance in El Dorado, AR

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in El Dorado, AR

First-time Buyer Programs in El Dorado, AR

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in El Dorado, AR

Fixed-rate Mortgages in El Dorado, AR

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in El Dorado, AR. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in El Dorado, AR

Georgia Dream Loan in El Dorado, AR

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in El Dorado, AR

Home Affordable Refinance Program in El Dorado, AR

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in El Dorado, AR

USDA Home Loans in El Dorado, AR

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in El Dorado, AR

Non-QM Loan in El Dorado, AR

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in El Dorado, AR

Refinance in El Dorado, AR

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in El Dorado, AR

Reverse Mortgages in El Dorado, AR

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in El Dorado, AR

Reverse Purchase Mortgages in El Dorado, AR

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in El Dorado, AR

THDA Loan in El Dorado, AR

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in El Dorado, AR

VA Loan in El Dorado, AR

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in El Dorado, AR

HELOC in El Dorado, AR

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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