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Types of Loans

Types of Loans

Adjustable Rate Mortgage in Fort Basinger, FL

Adjustable Rate Mortgage in Fort Basinger, FL

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Fort Basinger, FL

Conventional Loans in Fort Basinger, FL

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Fort Basinger, FL

Down Payment Assistance Loans in Fort Basinger, FL

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Fort Basinger, FL...

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FHA 203k Home Loans in Fort Basinger, FL

FHA 203(k) Streamline in Fort Basinger, FL

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

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FHA Loans in Fort Basinger, FL

FHA Loans in Fort Basinger, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Fort Basinger, FL

FHA Streamline Refinance in Fort Basinger, FL

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Fort Basinger, FL

First-time Buyer Programs in Fort Basinger, FL

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Fort Basinger, FL

Fixed-rate Mortgages in Fort Basinger, FL

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Fort Basinger, FL. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Fort Basinger, FL

Home Affordable Refinance Program in Fort Basinger, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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Jumbo up to 3 million in Fort Basinger, FL

Jumbo up to 3 million in Fort Basinger, FL

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

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FHA Jumbo Loans in Fort Basinger, FL

FHA Jumbo Loans in Fort Basinger, FL

FHA loans are popular among low- and middle-income borrowers in Fort Basinger, FL, but many are surprised to learn the FHA also insures large loans...

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One Loan With No Monthly PMI in Fort Basinger, FL

One Loan With No Monthly PMI in Fort Basinger, FL

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

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Refinancing in Fort Basinger, FL

Refinancing in Fort Basinger, FL

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Fort Basinger, FL

Reverse Mortgages in Fort Basinger, FL

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Fort Basinger, FL

Reverse Purchase Mortgages in Fort Basinger, FL

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Fort Basinger, FL

THDA Loan in Fort Basinger, FL

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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USDA Home Loans in Fort Basinger, FL

USDA Home Loans in Fort Basinger, FL

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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VA Loan in Fort Basinger, FL

VA Loan in Fort Basinger, FL

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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Conventional Financing up to 97% LTV in Fort Basinger, FL

Conventional Financing up to 97% LTV in Fort Basinger, FL

This program offers both the HomeReady and Home Possible options at 97%...

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