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Types of Loans

Types of Loans

Adjustable Rate Mortgage in Whitfield County, GA

Adjustable Rate Mortgage in Whitfield County, GA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Whitfield County, GA

Conventional Loans in Whitfield County, GA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Whitfield County, GA

Down Payment Assistance Loans in Whitfield County, GA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Whitfield County, GA...

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FHA 203k Home Loans in Whitfield County, GA

FHA 203(k) Streamline in Whitfield County, GA

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

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FHA Loans in Whitfield County, GA

FHA Loans in Whitfield County, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Whitfield County, GA

FHA Streamline Refinance in Whitfield County, GA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Whitfield County, GA

First-time Buyer Programs in Whitfield County, GA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Whitfield County, GA

Fixed-rate Mortgages in Whitfield County, GA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Whitfield County, GA. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Whitfield County, GA

Home Affordable Refinance Program in Whitfield County, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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Jumbo up to 3 million in Whitfield County, GA

Jumbo up to 3 million in Whitfield County, GA

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

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FHA Jumbo Loans in Whitfield County, GA

FHA Jumbo Loans in Whitfield County, GA

FHA loans are popular among low- and middle-income borrowers in Whitfield County, GA, but many are surprised to learn the FHA also insures large loans...

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One Loan With No Monthly PMI in Whitfield County, GA

One Loan With No Monthly PMI in Whitfield County, GA

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

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Refinancing in Whitfield County, GA

Refinancing in Whitfield County, GA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Whitfield County, GA

Reverse Mortgages in Whitfield County, GA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Whitfield County, GA

Reverse Purchase Mortgages in Whitfield County, GA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Whitfield County, GA

THDA Loan in Whitfield County, GA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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USDA Home Loans in Whitfield County, GA

USDA Home Loans in Whitfield County, GA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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VA Loan in Whitfield County, GA

VA Loan in Whitfield County, GA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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Conventional Financing up to 97% LTV in Whitfield County, GA

Conventional Financing up to 97% LTV in Whitfield County, GA

This program offers both the HomeReady and Home Possible options at 97%...

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