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Types of Loans

Types of Loans

Adjustable Rate Mortgage in Hibernia, FL

Adjustable Rate Mortgage in Hibernia, FL

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Hibernia, FL

Conventional Loans in Hibernia, FL

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Hibernia, FL

Down Payment Assistance Loans in Hibernia, FL

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Hibernia, FL...

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FHA 203k Home Loans in Hibernia, FL

FHA 203(k) Streamline in Hibernia, FL

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

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FHA Loans in Hibernia, FL

FHA Loans in Hibernia, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Hibernia, FL

FHA Streamline Refinance in Hibernia, FL

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Hibernia, FL

First-time Buyer Programs in Hibernia, FL

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Hibernia, FL

Fixed-rate Mortgages in Hibernia, FL

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Hibernia, FL. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Hibernia, FL

Home Affordable Refinance Program in Hibernia, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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Jumbo up to 3 million in Hibernia, FL

Jumbo up to 3 million in Hibernia, FL

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

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FHA Jumbo Loans in Hibernia, FL

FHA Jumbo Loans in Hibernia, FL

FHA loans are popular among low- and middle-income borrowers in Hibernia, FL, but many are surprised to learn the FHA also insures large loans...

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One Loan With No Monthly PMI in Hibernia, FL

One Loan With No Monthly PMI in Hibernia, FL

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

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Refinancing in Hibernia, FL

Refinancing in Hibernia, FL

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Hibernia, FL

Reverse Mortgages in Hibernia, FL

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Hibernia, FL

Reverse Purchase Mortgages in Hibernia, FL

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Hibernia, FL

THDA Loan in Hibernia, FL

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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USDA Home Loans in Hibernia, FL

USDA Home Loans in Hibernia, FL

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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VA Loan in Hibernia, FL

VA Loan in Hibernia, FL

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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Conventional Financing up to 97% LTV in Hibernia, FL

Conventional Financing up to 97% LTV in Hibernia, FL

This program offers both the HomeReady and Home Possible options at 97%...

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