Translate this page:

Types of Loans

Types of Loans

Adjustable Rate Mortgage in Port Wentworth, GA

Adjustable Rate Mortgage in Port Wentworth, GA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Read More
Conventional Loans in Port Wentworth, GA

Conventional Loans in Port Wentworth, GA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Read More
Down Payment Assistance Loans in Port Wentworth, GA

Down Payment Assistance Loans in Port Wentworth, GA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Port Wentworth, GA...

Read More
FHA 203k Home Loans in Port Wentworth, GA

FHA 203(k) Streamline in Port Wentworth, GA

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

Read More
FHA Loans in Port Wentworth, GA

FHA Loans in Port Wentworth, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
FHA Streamline Refinance in Port Wentworth, GA

FHA Streamline Refinance in Port Wentworth, GA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

Read More
First Time Buyer Programs in Port Wentworth, GA

First-time Buyer Programs in Port Wentworth, GA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Read More
Fixed Rate Mortgages in Port Wentworth, GA

Fixed-rate Mortgages in Port Wentworth, GA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Port Wentworth, GA. Most fixed loans have a 15-year or 30-year term...

Read More
Home Affordable Refinance Program in Port Wentworth, GA

Home Affordable Refinance Program in Port Wentworth, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
Jumbo up to 3 million in Port Wentworth, GA

Jumbo up to 3 million in Port Wentworth, GA

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

Read More
FHA Jumbo Loans in Port Wentworth, GA

FHA Jumbo Loans in Port Wentworth, GA

FHA loans are popular among low- and middle-income borrowers in Port Wentworth, GA, but many are surprised to learn the FHA also insures large loans...

Read More
One Loan With No Monthly PMI in Port Wentworth, GA

One Loan With No Monthly PMI in Port Wentworth, GA

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

Read More
Refinancing in Port Wentworth, GA

Refinancing in Port Wentworth, GA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Read More
Reverse Mortgages in Port Wentworth, GA

Reverse Mortgages in Port Wentworth, GA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Read More
Reverse Purchase Mortgages in Port Wentworth, GA

Reverse Purchase Mortgages in Port Wentworth, GA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

Read More
THDA Loan in Port Wentworth, GA

THDA Loan in Port Wentworth, GA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

Read More
USDA Home Loans in Port Wentworth, GA

USDA Home Loans in Port Wentworth, GA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

Read More
VA Loan in Port Wentworth, GA

VA Loan in Port Wentworth, GA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

Read More
Conventional Financing up to 97% LTV in Port Wentworth, GA

Conventional Financing up to 97% LTV in Port Wentworth, GA

This program offers both the HomeReady and Home Possible options at 97%...

Read More

Let's Start Your Homebuying Journey.

MIG mascot sitting at desk