Translate this page:

Types of Loans

Types of Loans

Adjustable Rate Mortgage in Ramblin Oaks, FL

Adjustable Rate Mortgage in Ramblin Oaks, FL

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Read More
Conventional Loans in Ramblin Oaks, FL

Conventional Loans in Ramblin Oaks, FL

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Read More
Down Payment Assistance Loans in Ramblin Oaks, FL

Down Payment Assistance Loans in Ramblin Oaks, FL

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Ramblin Oaks, FL...

Read More
FHA 203k Home Loans in Ramblin Oaks, FL

FHA 203(k) Streamline in Ramblin Oaks, FL

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

Read More
FHA Loans in Ramblin Oaks, FL

FHA Loans in Ramblin Oaks, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
FHA Streamline Refinance in Ramblin Oaks, FL

FHA Streamline Refinance in Ramblin Oaks, FL

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

Read More
First Time Buyer Programs in Ramblin Oaks, FL

First-time Buyer Programs in Ramblin Oaks, FL

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Read More
Fixed Rate Mortgages in Ramblin Oaks, FL

Fixed-rate Mortgages in Ramblin Oaks, FL

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Ramblin Oaks, FL. Most fixed loans have a 15-year or 30-year term...

Read More
Home Affordable Refinance Program in Ramblin Oaks, FL

Home Affordable Refinance Program in Ramblin Oaks, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
Jumbo up to 3 million in Ramblin Oaks, FL

Jumbo up to 3 million in Ramblin Oaks, FL

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

Read More
FHA Jumbo Loans in Ramblin Oaks, FL

FHA Jumbo Loans in Ramblin Oaks, FL

FHA loans are popular among low- and middle-income borrowers in Ramblin Oaks, FL, but many are surprised to learn the FHA also insures large loans...

Read More
One Loan With No Monthly PMI in Ramblin Oaks, FL

One Loan With No Monthly PMI in Ramblin Oaks, FL

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

Read More
Refinancing in Ramblin Oaks, FL

Refinancing in Ramblin Oaks, FL

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Read More
Reverse Mortgages in Ramblin Oaks, FL

Reverse Mortgages in Ramblin Oaks, FL

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Read More
Reverse Purchase Mortgages in Ramblin Oaks, FL

Reverse Purchase Mortgages in Ramblin Oaks, FL

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

Read More
THDA Loan in Ramblin Oaks, FL

THDA Loan in Ramblin Oaks, FL

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

Read More
USDA Home Loans in Ramblin Oaks, FL

USDA Home Loans in Ramblin Oaks, FL

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

Read More
VA Loan in Ramblin Oaks, FL

VA Loan in Ramblin Oaks, FL

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

Read More
Conventional Financing up to 97% LTV in Ramblin Oaks, FL

Conventional Financing up to 97% LTV in Ramblin Oaks, FL

This program offers both the HomeReady and Home Possible options at 97%...

Read More

Let's Start Your Homebuying Journey.

MIG mascot sitting at desk