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View All Loan Types in Ringgold, GA

Types of Loans

Adjustable Rate Mortgage in Ringgold, GA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Conventional Loan Mortgage in Ringgold, GA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Down Payment Assistance Loans in Ringgold, GA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Ringgold, GA...

FHA Loans in Ringgold, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

FHA Streamline Refinance in Ringgold, GA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

First-time Buyer Programs in Ringgold, GA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Fixed-rate Mortgages in Ringgold, GA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Ringgold, GA. Most fixed loans have a 15-year or 30-year term...

Georgia Dream Loan in Ringgold, GA

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

Home Affordable Refinance Program in Ringgold, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

USDA Home Loans in Ringgold, GA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

Non-QM Loan in Ringgold, GA

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

Refinance in Ringgold, GA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Reverse Mortgages in Ringgold, GA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Reverse Purchase Mortgages in Ringgold, GA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

THDA Loan in Ringgold, GA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

VA Loan in Ringgold, GA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

HELOC in Ringgold, GA

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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