Translate this page:

Types of Loans

Types of Loans

Adjustable Rate Mortgage in Spring Ranch, CO

Adjustable Rate Mortgage in Spring Ranch, CO

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Read More
Conventional Loans in Spring Ranch, CO

Conventional Loans in Spring Ranch, CO

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Read More
Down Payment Assistance Loans in Spring Ranch, CO

Down Payment Assistance Loans in Spring Ranch, CO

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Spring Ranch, CO...

Read More
FHA 203k Home Loans in Spring Ranch, CO

FHA 203(k) Streamline in Spring Ranch, CO

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

Read More
FHA Loans in Spring Ranch, CO

FHA Loans in Spring Ranch, CO

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
FHA Streamline Refinance in Spring Ranch, CO

FHA Streamline Refinance in Spring Ranch, CO

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

Read More
First Time Buyer Programs in Spring Ranch, CO

First-time Buyer Programs in Spring Ranch, CO

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Read More
Fixed Rate Mortgages in Spring Ranch, CO

Fixed-rate Mortgages in Spring Ranch, CO

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Spring Ranch, CO. Most fixed loans have a 15-year or 30-year term...

Read More
Home Affordable Refinance Program in Spring Ranch, CO

Home Affordable Refinance Program in Spring Ranch, CO

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
Jumbo up to 3 million in Spring Ranch, CO

Jumbo up to 3 million in Spring Ranch, CO

While interest rates are usually a bit higher for jumbo loans, they have actually been very competitive over the last two years...

Read More
FHA Jumbo Loans in Spring Ranch, CO

FHA Jumbo Loans in Spring Ranch, CO

FHA loans are popular among low- and middle-income borrowers in Spring Ranch, CO, but many are surprised to learn the FHA also insures large loans...

Read More
One Loan With No Monthly PMI in Spring Ranch, CO

One Loan With No Monthly PMI in Spring Ranch, CO

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

Read More
Refinancing in Spring Ranch, CO

Refinancing in Spring Ranch, CO

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Read More
Reverse Mortgages in Spring Ranch, CO

Reverse Mortgages in Spring Ranch, CO

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Read More
Reverse Purchase Mortgages in Spring Ranch, CO

Reverse Purchase Mortgages in Spring Ranch, CO

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

Read More
THDA Loan in Spring Ranch, CO

THDA Loan in Spring Ranch, CO

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

Read More
USDA Home Loans in Spring Ranch, CO

USDA Home Loans in Spring Ranch, CO

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

Read More
VA Loan in Spring Ranch, CO

VA Loan in Spring Ranch, CO

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

Read More
Conventional Financing up to 97% LTV in Spring Ranch, CO

Conventional Financing up to 97% LTV in Spring Ranch, CO

This program offers both the HomeReady and Home Possible options at 97%...

Read More

Let's Start Your Homebuying Journey.

MIG mascot sitting at desk