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MIG COVID-19 UPDATE

MIG COVID-19 UPDATE


MIG COVID-19 UPDATE

Dear Valued Clients:

With all that is currently going on in our world, we felt it was important to let you know how we are responding to this evolving COVID-19 pandemic. Our executive leadership team has been and continues to be in constant contact with our branch management team to ensure the well-being of our employees and the communities they serve. Everyone’s health and safety are our number one priority. We are following all recommendations put forth by the Centers for Disease Control and Prevention (CDC), as well as our federal, state and local government officials.

One way we are helping slow the spread of COVID-19 is by putting policies in place to safeguard our team, as well as educating them on how to protect themselves and others. We have also created a website to keep everyone up to date with the efforts we are taking to decelerate the transmission of the virus. Please visit www.MIGCares.com to learn more.

The Financial Services sector represents a vital component of our nation’s critical infrastructure, and we take our role very seriously. We are available for you and stand ready to serve your home financing needs. We are working closely with our title company partners and are making special provisions for a safe and timely closing.

In recognizing that many families and partners are depending on the services we provide, our team has shown incredible fortitude in this time of considerable uncertainty. We are committed to using every tool at our disposal to ensure our employees are safe and our clients’ needs are met.

We appreciate your continued support and look forward to continuing to provide you with the same customer-focused mortgage lending advice you’ve come to know and trust over the years.

Sincerely,

Christine C. Rhea, President & CEO

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020