About Me

Andrew Denham
Branch Manager

 
Andrew Denham

  • NMLS Unique Identifier # 1052103
  • FL Lic. # LO68384
  • GA Lic. # 37386
  • NC Lic. # I-198142
  • SC Lic. # MLO-1052103
  • TN Lic. # 240407

About Me

I have a friend to thank for leading me to a fulfilling career in mortgage lending. After helping me secure and close on a loan to buy my first home, my college roommate said, “You know what? You’d be good at what I do.” At the time, I had spent five years working as a certified public accountant and I was considering pursuing an MBA. But my friend’s comment helped me realize that my career up to that point lacked emotional fulfillment. Before I knew it, I was taking the mortgage exam and becoming a loan officer so I, too, could help people realize their dreams of becoming homeowners.

Ever since becoming a licensed mortgage loan originator in 2013, I have focused on educating clients about the mortgage loan process and the different mortgage programs available to them. I have yet to be disappointed in watching the stress and fear they had about financing a home transform into a sense of calm and confidence as they realized they could afford to buy a home. But the most rewarding part of my job is being with borrowers on the best day – closing day.

When I had the opportunity to help MIG bring its customer-focused mortgage lending services to my native state of Georgia, I knew it was the next logical step towards an even more rewarding career. I began managing MIG’s Alpharetta branch in September 2019, where I continue to set the right expectation for each client up front. In addition to thoroughly explaining the lending process so homebuyers always know what to expect, I ensure the lines of communication remain open throughout that process so everyone is on the same page. After closing, when clients can’t stop telling everyone about how great their mortgage experience was, I know we’ve achieved our goal.

I am a graduate of the Mortgage Bankers Association of Georgia’s Future Leaders program, an affiliate member of the 400 North Association of Realtors and a part of the Cumming-Forsyth Chamber of Commerce’s Member Advisory Council. I’m also a University of Georgia graduate and a member of the Leadership Development Group at North Point Community Church. When I’m not educating my clients about which home loan program will best help them achieve their goals of becoming homeowners, I enjoy playing golf, working out, running, watching sports and spending time with my family and friends. I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020