About Me

Jin Yu
Loan Officer

 

About Me

Being able to make personal and direct connections with people is one of the things I love most about being a loan officer. Buying a home is one of the biggest purchases people make, and I never grow tired of being part of something that can truly better people’s lives.

I brought a year’s worth of lending experience to MIG when I joined its Bearden branch in February 2023 as a loan officer. But my life-long desire to learn and try new things has helped me hone my creative side, big-picture thinking skills and other talents.

I’m honest to a fault when it comes to helping my clients achieve their goals. As a licensed mortgage loan originator, I always act in their best interest and make sure they are educated about their home loan options so they can feel confident in the decisions they make. I’m dedicated to making the lending process as smooth and stress-free as possible, so borrowers can always expect timely responses to their questions.

When I’m not helping my clients achieve their goals of homeownership, I enjoy cooking, playing games with friends, movies, golfing, tennis, long boarding and working out.

I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.
 

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020