About Me

14 E. Washington Avenue,
Athens, TN 37303
meghan.barnes@migonline.com
(423) 617-0624
(865) 228-3157
423-205-2434

NMLS Unique Identifier # 1436422
KY Lic. # MC376794
TN Lic. # 128727

About Me

Teaching clients how to achieve homeownership by selecting the right home loan is one of the most rewarding parts of my job as a senior loan officer. A mortgage loan plays a very important role in setting a homebuyer up for future financial success. So, it’s important to me that borrowers explore all of their mortgage loan options and understand the ins and outs of each program, as well as their qualification. I am also committed to guiding them through the lending process and explaining all the steps along the way.

Being a mortgage lender allows me to meet great clients, as well as continue a passion for helping people that began when I started working in the customer service industry at the age of 15. I joined MIG in 2016 and helped open the Athens branch in 2019. As a licensed mortgage loan originator in both Tennessee and Kentucky, I ensure borrowers are treated with compassion and that the lines of communication always remain open.

When I’m not offering clients excellent customer service, I enjoy paddle boarding, camping, fishing and relaxing with my husband and our dog. I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

Rates are subject to change at any time.
Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
Payments will vary based on program selection, current rates, property location, etc.
Not all programs are available in all states.
Some loan programs may not be available to first time home buyers.
Terms and conditions apply, which may include restrictions or limits per loan program.
Information is generally based on primary residence occupancy with no cash out when refinancing.
Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020