About Me

Michael Archer
Loan Officer


About Me

Many homebuyers see a daunting task ahead of them when they first apply for a home loan. As a loan officer in MIG’s home office, it’s not only my job to ease their minds as I guide them from start to finish through the process – it’s what I love best about being a mortgage lender.

I joined MIG in February 2022 after a friend recognized my skills and 16 years of experience in the banking industry would serve me well as a loan officer. I worked in consumer, commercial and residential lending in some capacity since 2005. During that time, I learned the value of customer service and those lessons are still alive and well with me. I make it a priority to be available and responsive to clients and communicate with them thoroughly and frequently. I also set realistic expectations and timelines for borrowers and focus on delivering helpful, professional, top-level service to them.

When I’m not being of assistance to borrowers, I enjoy spending time outdoors, hiking, playing disc golf and weightlifting. I have two sons that are active in sports and I enjoy practicing with them, as well. I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020