Translate this page:

View All Loan Types in Bay, AR

Types of Loans

Adjustable Rate Mortgage in Bay, AR

Adjustable Rate Mortgage in Bay, AR

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Read More
Conventional Loans in Bay, AR

Conventional Loan Mortgage in Bay, AR

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Read More
Down Payment Assistance Loans in Bay, AR

Down Payment Assistance Loans in Bay, AR

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Bay, AR...

Read More
FHA Loans in Bay, AR

FHA Loans in Bay, AR

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
FHA Streamline Refinance in Bay, AR

FHA Streamline Refinance in Bay, AR

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

Read More
First Time Buyer Programs in Bay, AR

First-time Buyer Programs in Bay, AR

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Read More
Fixed Rate Mortgages in Bay, AR

Fixed-rate Mortgages in Bay, AR

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Bay, AR. Most fixed loans have a 15-year or 30-year term...

Read More
Home Affordable Refinance Program in Bay, AR

Georgia Dream Loan in Bay, AR

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

Read More
Home Affordable Refinance Program in Bay, AR

Home Affordable Refinance Program in Bay, AR

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
USDA Home Loans in Bay, AR

USDA Home Loans in Bay, AR

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

Read More
Non-QM Loans in Bay, AR

Non-QM Loan in Bay, AR

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

Read More
Refinancing in Bay, AR

Refinance in Bay, AR

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Read More
Reverse Mortgages in Bay, AR

Reverse Mortgages in Bay, AR

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Read More
Reverse Purchase Mortgages in Bay, AR

Reverse Purchase Mortgages in Bay, AR

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

Read More
THDA Loan in Bay, AR

THDA Loan in Bay, AR

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

Read More
VA Loan in Bay, AR

VA Loan in Bay, AR

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

Read More
HELOC in Bay, AR

HELOC in Bay, AR

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

Read More

Let's Start Your Homebuying Journey.

MIG mascot sitting at desk