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View All Loan Types in Cowan, VA

Types of Loans

Adjustable Rate Mortgage in Cowan, VA

Adjustable Rate Mortgage in Cowan, VA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Cowan, VA

Conventional Loan Mortgage in Cowan, VA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Cowan, VA

Down Payment Assistance Loans in Cowan, VA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Cowan, VA...

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FHA Loans in Cowan, VA

FHA Loans in Cowan, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Cowan, VA

FHA Streamline Refinance in Cowan, VA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Cowan, VA

First-time Buyer Programs in Cowan, VA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Cowan, VA

Fixed-rate Mortgages in Cowan, VA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Cowan, VA. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Cowan, VA

Georgia Dream Loan in Cowan, VA

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Cowan, VA

Home Affordable Refinance Program in Cowan, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Cowan, VA

USDA Home Loans in Cowan, VA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in Cowan, VA

Non-QM Loan in Cowan, VA

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Cowan, VA

Refinance in Cowan, VA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Cowan, VA

Reverse Mortgages in Cowan, VA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Cowan, VA

Reverse Purchase Mortgages in Cowan, VA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Cowan, VA

THDA Loan in Cowan, VA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Cowan, VA

VA Loan in Cowan, VA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in Cowan, VA

HELOC in Cowan, VA

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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