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View All Loan Types in Lowndes County, GA

Types of Loans

Adjustable Rate Mortgage in Lowndes County, GA

Adjustable Rate Mortgage in Lowndes County, GA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Lowndes County, GA

Conventional Loan Mortgage in Lowndes County, GA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Lowndes County, GA

Down Payment Assistance Loans in Lowndes County, GA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Lowndes County, GA...

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FHA Loans in Lowndes County, GA

FHA Loans in Lowndes County, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Lowndes County, GA

FHA Streamline Refinance in Lowndes County, GA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Lowndes County, GA

First-time Buyer Programs in Lowndes County, GA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Lowndes County, GA

Fixed-rate Mortgages in Lowndes County, GA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Lowndes County, GA. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Lowndes County, GA

Georgia Dream Loan in Lowndes County, GA

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Lowndes County, GA

Home Affordable Refinance Program in Lowndes County, GA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Lowndes County, GA

USDA Home Loans in Lowndes County, GA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in Lowndes County, GA

Non-QM Loan in Lowndes County, GA

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Lowndes County, GA

Refinance in Lowndes County, GA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Lowndes County, GA

Reverse Mortgages in Lowndes County, GA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Lowndes County, GA

Reverse Purchase Mortgages in Lowndes County, GA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Lowndes County, GA

THDA Loan in Lowndes County, GA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Lowndes County, GA

VA Loan in Lowndes County, GA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in Lowndes County, GA

HELOC in Lowndes County, GA

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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