Translate this page:

View All Loan Types in Grace, MS

Types of Loans

Adjustable Rate Mortgage in Grace, MS

Adjustable Rate Mortgage in Grace, MS

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

Read More
Conventional Loans in Grace, MS

Conventional Loan Mortgage in Grace, MS

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

Read More
Down Payment Assistance Loans in Grace, MS

Down Payment Assistance Loans in Grace, MS

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Grace, MS...

Read More
FHA Loans in Grace, MS

FHA Loans in Grace, MS

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
FHA Streamline Refinance in Grace, MS

FHA Streamline Refinance in Grace, MS

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

Read More
First Time Buyer Programs in Grace, MS

First-time Buyer Programs in Grace, MS

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

Read More
Fixed Rate Mortgages in Grace, MS

Fixed-rate Mortgages in Grace, MS

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Grace, MS. Most fixed loans have a 15-year or 30-year term...

Read More
Home Affordable Refinance Program in Grace, MS

Georgia Dream Loan in Grace, MS

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

Read More
Home Affordable Refinance Program in Grace, MS

Home Affordable Refinance Program in Grace, MS

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

Read More
USDA Home Loans in Grace, MS

USDA Home Loans in Grace, MS

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

Read More
Non-QM Loans in Grace, MS

Non-QM Loan in Grace, MS

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

Read More
Refinancing in Grace, MS

Refinance in Grace, MS

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

Read More
Reverse Mortgages in Grace, MS

Reverse Mortgages in Grace, MS

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

Read More
Reverse Purchase Mortgages in Grace, MS

Reverse Purchase Mortgages in Grace, MS

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

Read More
THDA Loan in Grace, MS

THDA Loan in Grace, MS

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

Read More
VA Loan in Grace, MS

VA Loan in Grace, MS

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

Read More
HELOC in Grace, MS

HELOC in Grace, MS

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

Read More

Let's Start Your Homebuying Journey.

MIG mascot sitting at desk