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View All Loan Types in Mountfair, VA

Types of Loans

Adjustable Rate Mortgage in Mountfair, VA

Adjustable Rate Mortgage in Mountfair, VA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Mountfair, VA

Conventional Loan Mortgage in Mountfair, VA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Mountfair, VA

Down Payment Assistance Loans in Mountfair, VA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Mountfair, VA...

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FHA Loans in Mountfair, VA

FHA Loans in Mountfair, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Mountfair, VA

FHA Streamline Refinance in Mountfair, VA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Mountfair, VA

First-time Buyer Programs in Mountfair, VA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Mountfair, VA

Fixed-rate Mortgages in Mountfair, VA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Mountfair, VA. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Mountfair, VA

Georgia Dream Loan in Mountfair, VA

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Mountfair, VA

Home Affordable Refinance Program in Mountfair, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Mountfair, VA

USDA Home Loans in Mountfair, VA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in Mountfair, VA

Non-QM Loan in Mountfair, VA

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Mountfair, VA

Refinance in Mountfair, VA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Mountfair, VA

Reverse Mortgages in Mountfair, VA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Mountfair, VA

Reverse Purchase Mortgages in Mountfair, VA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Mountfair, VA

THDA Loan in Mountfair, VA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Mountfair, VA

VA Loan in Mountfair, VA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in Mountfair, VA

HELOC in Mountfair, VA

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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