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View All Loan Types in Oceanway, FL

Types of Loans

Adjustable Rate Mortgage in Oceanway, FL

Adjustable Rate Mortgage in Oceanway, FL

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Oceanway, FL

Conventional Loan Mortgage in Oceanway, FL

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Oceanway, FL

Down Payment Assistance Loans in Oceanway, FL

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Oceanway, FL...

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FHA Loans in Oceanway, FL

FHA Loans in Oceanway, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Oceanway, FL

FHA Streamline Refinance in Oceanway, FL

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Oceanway, FL

First-time Buyer Programs in Oceanway, FL

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Oceanway, FL

Fixed-rate Mortgages in Oceanway, FL

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Oceanway, FL. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Oceanway, FL

Georgia Dream Loan in Oceanway, FL

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Oceanway, FL

Home Affordable Refinance Program in Oceanway, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Oceanway, FL

USDA Home Loans in Oceanway, FL

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in Oceanway, FL

Non-QM Loan in Oceanway, FL

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Oceanway, FL

Refinance in Oceanway, FL

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Oceanway, FL

Reverse Mortgages in Oceanway, FL

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Oceanway, FL

Reverse Purchase Mortgages in Oceanway, FL

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Oceanway, FL

THDA Loan in Oceanway, FL

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Oceanway, FL

VA Loan in Oceanway, FL

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in Oceanway, FL

HELOC in Oceanway, FL

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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