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View All Loan Types in Ormond-by-the-Sea, FL

Types of Loans

Adjustable Rate Mortgage in Ormond-by-the-Sea, FL

Adjustable Rate Mortgage in Ormond-by-the-Sea, FL

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Ormond-by-the-Sea, FL

Conventional Loan Mortgage in Ormond-by-the-Sea, FL

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Ormond-by-the-Sea, FL

Down Payment Assistance Loans in Ormond-by-the-Sea, FL

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Ormond-by-the-Sea, FL...

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FHA Loans in Ormond-by-the-Sea, FL

FHA Loans in Ormond-by-the-Sea, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Ormond-by-the-Sea, FL

FHA Streamline Refinance in Ormond-by-the-Sea, FL

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Ormond-by-the-Sea, FL

First-time Buyer Programs in Ormond-by-the-Sea, FL

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Ormond-by-the-Sea, FL

Fixed-rate Mortgages in Ormond-by-the-Sea, FL

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Ormond-by-the-Sea, FL. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Ormond-by-the-Sea, FL

Georgia Dream Loan in Ormond-by-the-Sea, FL

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Ormond-by-the-Sea, FL

Home Affordable Refinance Program in Ormond-by-the-Sea, FL

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Ormond-by-the-Sea, FL

USDA Home Loans in Ormond-by-the-Sea, FL

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in Ormond-by-the-Sea, FL

Non-QM Loan in Ormond-by-the-Sea, FL

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Ormond-by-the-Sea, FL

Refinance in Ormond-by-the-Sea, FL

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Ormond-by-the-Sea, FL

Reverse Mortgages in Ormond-by-the-Sea, FL

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Ormond-by-the-Sea, FL

Reverse Purchase Mortgages in Ormond-by-the-Sea, FL

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Ormond-by-the-Sea, FL

THDA Loan in Ormond-by-the-Sea, FL

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Ormond-by-the-Sea, FL

VA Loan in Ormond-by-the-Sea, FL

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in Ormond-by-the-Sea, FL

HELOC in Ormond-by-the-Sea, FL

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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