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View All Loan Types in Saint Helena, VA

Types of Loans

Adjustable Rate Mortgage in Saint Helena, VA

Adjustable Rate Mortgage in Saint Helena, VA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Saint Helena, VA

Conventional Loan Mortgage in Saint Helena, VA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Saint Helena, VA

Down Payment Assistance Loans in Saint Helena, VA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Saint Helena, VA...

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FHA Loans in Saint Helena, VA

FHA Loans in Saint Helena, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Saint Helena, VA

FHA Streamline Refinance in Saint Helena, VA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Saint Helena, VA

First-time Buyer Programs in Saint Helena, VA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Saint Helena, VA

Fixed-rate Mortgages in Saint Helena, VA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Saint Helena, VA. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Saint Helena, VA

Georgia Dream Loan in Saint Helena, VA

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Saint Helena, VA

Home Affordable Refinance Program in Saint Helena, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Saint Helena, VA

USDA Home Loans in Saint Helena, VA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM Loans in Saint Helena, VA

Non-QM Loan in Saint Helena, VA

Non-QM loans are mortgages that don't meet the Consumer Financial Protection Bureau's (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Saint Helena, VA

Refinance in Saint Helena, VA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Saint Helena, VA

Reverse Mortgages in Saint Helena, VA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Saint Helena, VA

Reverse Purchase Mortgages in Saint Helena, VA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Saint Helena, VA

THDA Loan in Saint Helena, VA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Saint Helena, VA

VA Loan in Saint Helena, VA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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HELOC in Saint Helena, VA

HELOC in Saint Helena, VA

A home equity line of credit, or HELOC, is a popular way to access equity in your home. Unlike a standard loan that would pay out everything at closing...

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