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Every year, the U.S. government invests $15 billion to $20 billion through the USDA Office of Rural Development to help families buy and improve their homes and increase the quality of life in rural America. Similar to VA and FHA loans, USDA Rural Development loans offer zero-down payment mortgages for those who qualify. These loans … Continue reading USDA Loans: Top Questions Answered
The stockings are hung and the presents are wrapped! The house is almost ready, except for one last step: the smell of Christmas. There is nothing that makes you feel more in the Christmas mood than the scent of pine, peppermint, gingerbread or freshly baked cookies. We’ve put together 6 easy DYI tips to make your … Continue reading 6 Tips to Make Your Home Smell Like Christmas
MARKET COMMENT Mortgage bond prices finished the week lower which put significant upward pressure on rates. The NAHB housing index was 74 versus the expected 70 reading. The stronger than expected data resulted in stock gains Monday morning. November housing starts also showed strength. Q3 GDP rose 3.2% versus the expected 3.3% reading. Weekly jobless … Continue reading MIG Market Watch, December 25th, 2017
There’s nothing more disheartening to a homebuyer than finding their dream home only to realize their credit is not good enough to qualify for a mortgage. Your credit score is vital in the home-buying process not only to qualify for a loan, but also to get a favorable interest rate and reduce your monthly payments. … Continue reading 4 Tips to Repair Your Credit Before Purchasing a Home
MARKET COMMENT Mortgage bond prices finished the week lower which put upward pressure on rates. Rates were volatile Tuesday in response to a higher than expected core inflation reading. Producer prices rose 0.4% and the core value, which excludes the volatile food and energy components, rose 0.3%. Economists expected PPI to rise 0.4% and the … Continue reading MIG Market Watch, December 18th, 2017
East Tennessee Weather Page John Lindsay – David Manuel – Kevin Rhea Topics include: Defining El Nino vs La Nina weather patterns Describing how the ‘Tennessee Valley’ effects weather fronts Polar Vortexes Plus a ton of other weather terms you’ve probably never heard of! So tune into this show and find out what these guys … Continue reading This Week on The Housing Hour: East Tennessee Weather Page
We have arrived on the week before Christmas! December has sped past and if you haven’t felt yourself fully immersed in the Christmas spirit NOW is the time. There is nothing more festive than relaxing on the couch with the family watching Christmas movies. Here are our top 25 picks for the holiday season (in … Continue reading 25 Movies To Get You In The Christmas Spirit
MARKET COMMENT Mortgage bond prices finished the week higher which put downward pressure on rates. Rates were stable Monday morning despite stock strength that had the DOW up 264 points early that day. The Senate passed tax reform which had stocks optimistic. Factory orders fell 0.1% versus the expected 0.4% decrease. ADP payrolls rose 190K … Continue reading MIG Market Watch, December 11th, 2017
When you are ready to buy a home, you want to get the best mortgage possible for your needs. Here are the most common types of home loans and the major pros and cons of each. 30-Year Fixed Mortgage Pros: 30-year fixed mortgages offer affordable monthly payments that won’t change over the life of the … Continue reading What Type of Mortgage is Right For Me?
Dr. Misty Anderson Professor of English & Adjunct Professor of Theatre and Religious Studies at The University of Tennessee Anderson joins The Housing Hour to discuss The Legacy of ‘A Christmas Carol.’ Dr. Anderson supplies our listeners with the deep background of Charles Dickens life and how his childhood shaped his adult writings. She unwraps … Continue reading This Week on The Housing Hour: Dr. Misty Anderson
Even though it’s exciting to look for a new home, the process creates its share of stresses. Here are the four things to keep in mind if you are looking for a new place to call home: Create a list of priorities Just like the Rolling Stones sing, “can’t always get what you want,” you … Continue reading How to Find Your Dream Home
Though Tennessee has a relatively mild climate, winter temperatures can still dip down into the 30s and snow is not uncommon, so it’s still necessary to prepare our homes for the change in season. Here are eight tips to help you get your home winter-ready so your family stays warm and safe all season long. … Continue reading Eight Steps to Prepare Your Tennessee Home for Winter
