Translate this page:

Monthly Archives: April 2026

Market Watch

Market Watch

April 29 Mortgage bond prices finished the week sharply lower which put upward pressure on rates. Rates worsened almost every day as inflation fears increased. The Middle East conflict remained the focus of global markets. The Strait of Hormuz is responsible for approximately 20 to 30 percent of the world’s daily oil shipments and remained … Continue reading Market Watch

Why Waiting for Mortgage Rates to Drop Could Cost You Your Dream Home

Why Waiting for Mortgage Rates to Drop Could Cost You Your Dream Home

If you’ve been thinking about buying a home, chances are you’ve heard the same advice over and over: “Just wait until interest rates drop.” It sounds logical. Lower rates mean lower monthly payments, right? But in reality, waiting for rates to fall can actually put you at a disadvantage—and potentially cost you more in the … Continue reading Why Waiting for Mortgage Rates to Drop Could Cost You Your Dream Home

Spring/Summer Housing Market Prep: Is Now the Time?  What the Spring Housing Market Means For You.

Spring/Summer Housing Market Prep: Is Now the Time? What the Spring Housing Market Means For You.

Every year, the housing market “wakes up” in spring—but 2026 is different. After years of volatility, this season is shaping up to be something we haven’t seen in a while:a more stable, balanced market. What’s Happening in the Spring 2026 Housing Market? This year’s market isn’t booming—and it’s not crashing either. It’s normalizing. This combination … Continue reading Spring/Summer Housing Market Prep: Is Now the Time? What the Spring Housing Market Means For You.

Mortgage Watch

Mortgage Watch

Market Comment Mortgage bond prices finished the week slightly higher which put some additional downward pressure on rates. Rates traded within a narrow range to start the week, improved sharply mid-week, and worsened slightly toward the end. The Middle East ceasefire tempered some of the inflation concerns tied to skyrocketing oil prices. The data was … Continue reading Mortgage Watch

Why a Local Mortgage Loan Officer Beats an Online Lender Every Time

Why a Local Mortgage Loan Officer Beats an Online Lender Every Time

In today’s digital world, it’s tempting to click a few buttons, fill out an online form, and get pre-approved for a mortgage in minutes. Online lenders promise speed and convenience—but when it comes to one of the biggest financial decisions of your life, is faster really better? Let’s break down why working with a local … Continue reading Why a Local Mortgage Loan Officer Beats an Online Lender Every Time

Mortgage Market in Review

Mortgage Market in Review

Market Comment Mortgage bond prices finished the week sharply higher which put much-need downward pressure on rates. Rates improved significantly Monday morning as sentiment shifted. We held those improvements throughout most of the week except for Friday morning. The heavyweight employment report was stronger than expected and some selling pressure emerged. Unemployment was 4.3% vs … Continue reading Mortgage Market in Review

Seasonal Home Maintenance: 5 Tips to Boost Your Home’s Value

Seasonal Home Maintenance: 5 Tips to Boost Your Home’s Value

As a homeowner, protecting and increasing the value of your property isn’t just about market timing—it’s also about consistent, smart maintenance. Seasonal upkeep not only preserves your home’s condition but can also make a meaningful difference when it’s time to refinance or sell. Here are five essential home maintenance tips to keep your property in … Continue reading Seasonal Home Maintenance: 5 Tips to Boost Your Home’s Value

Let's Start Your Homebuying Journey.

MIG mascot sitting at desk