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Monthly Archives: January 2021

What Is an Escrow Account and How Does it Work?

What Is an Escrow Account and How Does it Work?

The homebuying journey is bound to introduce you to all sorts of jargon you don’t normally use, such as credit utilization, bad credit home loans, and debt-to-equity ratios. One term you’ll certainly hear is escrow account. Understanding what an escrow account  is and how it fits into your homeownership plans is important. We explain everything you need to know … Continue reading What Is an Escrow Account and How Does it Work?

THDA Programs for Homeowners

THDA Programs for Homeowners

Low- and moderate-income families may face unique challenges with homeownership. While a few hundred dollars in repairs or expensive winter heating bills may not dramatically affect homeowners who enjoy a higher income, it can spell disaster for their lower-income counterparts. The Tennessee Housing Development Agency (THDA) promotes affordable housing to very low- and moderate-income families … Continue reading THDA Programs for Homeowners

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