30 Dec

Why Refinance in January? The Smart Homeowner’s Guide for the New Year

As a new year begins, many homeowners take a fresh look at their finances—and for good reason. January is one of the best times to refinance your mortgage, offering unique financial, strategic, and seasonal advantages. Whether your goal is lowering your monthly payment, tapping home equity, or shortening your loan term, starting the process in … Continue reading Why Refinance in January? The Smart Homeowner’s Guide for the New Year →

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29 Dec

MIG Market Watch, December 29th, 2025

Market Comment Mortgage bond prices finished the week slightly positive which put a little downward pressure on rates. Trading was very thin with minimal price movements. We started the week on a slightly negative note, were neutral mid-week, and closed the week positively Friday. The data was generally rate friendly. Industrial production fell 0.1% vs … Continue reading MIG Market Watch, December 29th, 2025 →

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23 Dec

New Year, New Home Goals: Make 2026 the Year You Find (or Finance) Your Dream Home

As the calendar turns to a new year, many of us make resolutions — to save more, get organized, or finally take that big next step in life. For many, that next step is buying a new home or refinancing an existing mortgage. Whether you’re a first-time buyer or a seasoned homeowner, setting clear and … Continue reading New Year, New Home Goals: Make 2026 the Year You Find (or Finance) Your Dream Home →

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22 Dec

MIG Market Watch, December 22nd, 2025

Market Comment Mortgage bond prices finished the week slightly positive which put a little downward pressure on rates. Trading was still within a very narrow range, but the general pattern showed slow steady rate improvements. Tame inflation readings helped but market participants remained cautious of the delayed releases as some of the information was missing. … Continue reading MIG Market Watch, December 22nd, 2025 →

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18 Dec

Year-End Financial Checklist: Smart Money Moves for 2026

Get your finances mortgage-ready for the new year! Our year-end financial checklist helps you review credit, budget, taxes, and home goals to start 2026 strong. Why a Year-End Financial Review Matters As a new year begins, it’s the perfect time to evaluate your financial health—especially if you’re planning to buy a home, refinance, or pay … Continue reading Year-End Financial Checklist: Smart Money Moves for 2026 →

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15 Dec

MIG Market Watch, December 15th, 2025

Market Comment Mortgage bond prices finished the week near unchanged which held rates steady. Trading was a little choppier but remained within a very narrow range. Rates worsened the beginning of the week but recovered the losses Wednesday and Thursday. The Fed cut rates 25 basis points as expected but noted, “Uncertainty about the economic … Continue reading MIG Market Watch, December 15th, 2025 →

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10 Dec

4 Powerful Tips to Improve Your Credit Before Applying for a Mortgage

If you’re planning to buy a home soon, your credit score will play a major role in the loan programs you qualify for, the interest rate you receive, and your overall affordability. As a mortgage loan officer, I see many borrowers who are closer to qualifying than they think—often, a few strategic credit moves can … Continue reading 4 Powerful Tips to Improve Your Credit Before Applying for a Mortgage →

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08 Dec

MIG Market Watch, December 8th, 2025

Market Comment Mortgage bond prices finished the week near unchanged which held rates steady. Trading remained within a very narrow range. Rates saw very little changes throughout the entire week. The data showed very little price pressures and moderate economic growth. Core PCE inflation rose 0.2% as expected. This is the Fed’s preferred inflation gauge. … Continue reading MIG Market Watch, December 8th, 2025 →

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02 Dec

Winter Home Maintenance Tips Every Homeowner Should Know

From Your Local Mortgage Loan Expert As temperatures drop, winter weather can take a toll on your home. Protecting your property now can help prevent costly repairs later—and preserve the long-term value of your investment. As a mortgage loan officer, I work with homeowners every day, and one of the best ways to safeguard your … Continue reading Winter Home Maintenance Tips Every Homeowner Should Know →

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01 Dec

MIG Market Watch, December 1st, 2025

Market Comment Mortgage bond prices finished the week near unchanged which held rates steady. Trading remained within a very narrow range amid thin holiday trading conditions. Rates improved slightly to start the week and saw weakness Wednesday and Friday morning. The data showed very little price pressures. September PPI rose 0.3% as expected. The core … Continue reading MIG Market Watch, December 1st, 2025 →

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