About Me

8320 East Walker Springs Lane,
Suite 200
Knoxville, TN 37923
mike.sutton@migonline.com
(865) 691-8910
(865) 567-0722
865-691-7714

NMLS Unique Identifier # 186432
KY Lic. # MC836758
TN Lic. # 102776

About Me

Being a great loan officer is about listening to the client’s needs and matching them with the right loan product. The best mortgage loan isn't only about rate, it's about 'thinking outside the box' and finding the creative solutions which give the borrower the lowest overall cost.

By listening and by utilizing my client's information to find all of the loan options available to them, I make sure that they have the right loan program and the right payment for their particular financial needs. As a Loan Officer with MIG I have experience ranging from first-time homebuyers to Jumbo loans and the full range in between, including both federal and state programs, including loans for first time home buyers and loans which require no down payment.

I provide home financing for owner-occupied or investment property, whether purchasing or refinancing. With over 20 years of experience as a loan officer with many industry honors and awards, as well as having served on the Mortgage Bankers Association board of directors at both the local and state level, I have the experience necessary to guide borrowers through the many options open to them and help them find the right loan that best meets their needs.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

Rates are subject to change at any time.
Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
Payments will vary based on program selection, current rates, property location, etc.
Not all programs are available in all states.
Some loan programs may not be available to first time home buyers.
Terms and conditions apply, which may include restrictions or limits per loan program.
Information is generally based on primary residence occupancy with no cash out when refinancing.
Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020