Translate this page:
![Mortgage Investors Group in [Dynamic1]](../assets/images/mortgage-investors-group.svg)
Market Comment Mortgage bond prices finished the week lower which put a little upward pressure on rates. We started on a negative note Monday, were slightly positive mid-week, and flat to end the week. European tariffs, stocks, and global economic uncertainty dominated headlines. The data showed solid economic growth with little price pressures. ADP weekly … Continue reading MIG Market Watch, January 26th, 2026
As a Mortgage Loan Officer, I see it every day—your credit score can open doors to homeownership or quietly hold you back. The good news? Your credit score isn’t permanent. With a little attention and smart habits, you can strengthen it and create a healthier financial future. Whether you’re thinking about buying a home now … Continue reading Love Your Credit Score: Simple Steps for a Healthier Financial Future
Market Comment Mortgage bond prices finished the week lower which put upward pressure on rates. We started on a negative note Monday and Tuesday, languished mid-week, and saw some negative MBS sentiment to end the week. The recent US Department of Justice subpoena of Fed Chair Powell caused market instability and Powell’s response which noted … Continue reading MIG Market Watch, January 19th, 2026
In today’s housing market, one concern rises above all others: monthly payments. In fact, 78% of buyers say their biggest hesitation isn’t the home price — it’s whether they can comfortably afford the payment. That mindset makes sense. Borrowing costs remain higher than the ultra-low rates of the past, and buyers are more cautious about … Continue reading Payment-Focused, Not Price-Focused: How to Budget for a Home in 2026
Market Comment Mortgage bond prices finished the week near unchanged which held rates steady. Trading was very quiet the beginning of the week, but volatility picked up Thursday and Friday as an anticipated Supreme Court ruling on tariffs was delayed and the Fed’s 2026 rate path remained murky. The economic data was mixed. ISM Index … Continue reading MIG Market Watch, January 12th, 2026
Affordability challenges are expected to remain a key issue for homebuyers in 2026. While home prices and mortgage rates may stabilize compared to recent years, many buyers will still face higher monthly payments than they anticipated. The good news? A more balanced housing market is opening the door to creative financing strategies that can significantly … Continue reading Creative Financing in 2026: How Seller Concessions and 2/1 Buydowns Can Improve Affordability
Market Comment Mortgage bond prices finished the week near unchanged which held rates steady. Trading was very thin with minimal price movements due to the holiday and few data releases. FHFA housing rose 0.4% vs 0.1%. The Fed Minutes noted “Market participants did not materially change their macroeconomic outlooks and continued to interpret data made … Continue reading MIG Market Watch, January 5th, 2026
Deciding whether to rent or buy a home is one of the biggest financial decisions most people make. In 2026, this choice is shaped by rising rents, housing market conditions, mortgage costs, and the long-term wealth potential of building equity. Understanding the financial impact of each option can help prospective renters and buyers make smarter … Continue reading Renting vs. Buying in 2026: Analyzing the Long-Term Financial Impact
As a new year begins, many homeowners take a fresh look at their finances—and for good reason. January is one of the best times to refinance your mortgage, offering unique financial, strategic, and seasonal advantages. Whether your goal is lowering your monthly payment, tapping home equity, or shortening your loan term, starting the process in … Continue reading Why Refinance in January? The Smart Homeowner’s Guide for the New Year
Market Comment Mortgage bond prices finished the week slightly positive which put a little downward pressure on rates. Trading was very thin with minimal price movements. We started the week on a slightly negative note, were neutral mid-week, and closed the week positively Friday. The data was generally rate friendly. Industrial production fell 0.1% vs … Continue reading MIG Market Watch, December 29th, 2025
As the calendar turns to a new year, many of us make resolutions — to save more, get organized, or finally take that big next step in life. For many, that next step is buying a new home or refinancing an existing mortgage. Whether you’re a first-time buyer or a seasoned homeowner, setting clear and … Continue reading New Year, New Home Goals: Make 2026 the Year You Find (or Finance) Your Dream Home
Market Comment Mortgage bond prices finished the week slightly positive which put a little downward pressure on rates. Trading was still within a very narrow range, but the general pattern showed slow steady rate improvements. Tame inflation readings helped but market participants remained cautious of the delayed releases as some of the information was missing. … Continue reading MIG Market Watch, December 22nd, 2025
