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Market Comment Mortgage bond prices finished the week higher which put downward pressure on rates. The MBS market was quiet most of the week and rallied Friday morning tied to weak payrolls data. The other data was mixed. ISM Index was 48.7 vs 49. Factory orders fell 1.3% vs the expected 1.4% decline. ADP employment … Continue reading MIG Market Watch, September 8th, 2025
You’ve probably heard the term “conventional loan” thrown around—but what exactly does it mean, and how does it compare to other types of mortgages? 🏦 What Is a Conventional Loan? A conventional loan is a mortgage that is not backed by a government agency like the FHA, VA, or USDA. These loans are often underwritten … Continue reading What Makes a Mortgage “Conventional”?
Market Comment Mortgage bond prices finished the week higher which put downward pressure on rates. The MBS market improved considerably Monday morning in carryover from Fed Chair Powell’s signal the prior Friday regarding possible rate cuts in September. The rest of the week remained very calm with minimal daily changes. The data was mixed. New … Continue reading MIG Market Watch, September 1st, 2025
Whether you’re planning to sell soon or just want to maximize your investment, small improvements can make a big impact. Here are budget-friendly ways to boost your home’s value: 1. Fresh Paint Goes a Long Way A new coat of neutral paint can make your home feel fresh and inviting—for a fraction of the cost … Continue reading Boost Your Home’s Value Without Breaking the Bank
Market Comment Mortgage bond prices finished the week near unchanged which left rates relatively flat. Rates worsened most of the week with small steady increases seen through Thursday. MBS prices rallied late Friday morning in response to Fed Chair Powell’s speech (details below) which erased the earlier losses. The data was mixed but generally showed … Continue reading MIG Market Watch, August 25th, 2025
You’ve saved for your down payment and budgeted for your monthly payment—but don’t forget about closing costs. These fees are often overlooked, yet they’re an important part of the homebuying process. What Are Closing Costs? Closing costs are the fees and expenses associated with finalizing your mortgage. They typically include: How Much Should You Expect? … Continue reading How to Prepare for Closing Costs
Market Comment Mortgage bond prices finished the week near unchanged which left rates relatively flat. Rates worsened Monday morning, improved Tuesday, and finished the week on a negative note. Inflation fears reignited in response to higher producer inflation readings. This added additional fear and uncertainty to the financial markets. The other data was mixed. CPI … Continue reading MIG Market Watch, August 18th, 2025
A Guide for Homeowners Considering a Smaller Space For many homeowners, there comes a time when “less is more.” Whether you’re an empty nester, simplifying life, or cutting costs, downsizing can be a smart move—but it takes planning. Why Consider Downsizing? Tips for a Smooth Transition Downsizing isn’t just about moving to a smaller home—it’s … Continue reading Downsizing Done Right
Buying a home isn’t a solo journey—it takes a team. Two of your most important teammates? Your realtor and your lender. When these professionals work together, it can make the difference between a stressful experience and a seamless one. Why Their Partnership Is Key What It Means for You When you’re choosing your homebuying team, … Continue reading The Realtor-Lender Relationship: Why It Matters for Your Home Search
Market Comment Mortgage bond prices finished the week near unchanged which left rates relatively flat. Rates improved Monday morning, worsened Tuesday, were flat mid-week, and worsened again Friday morning. U.S. debt prices declined, and yields rose due to auction results and economic concerns, while stocks moved modestly higher on rate cut hopes and political developments. … Continue reading MIG Market Watch, August 11th, 2025
Buying a home is exciting—but before you start scrolling listings or scheduling showings, there’s one step that can make or break your experience: getting pre-approved. What Is Pre-Approval? Pre-approval is when a lender reviews your financial information and determines how much you’re qualified to borrow. Unlike prequalification, which is just an estimate, pre-approval is based … Continue reading Pre-Approval is a Homebuyer’s Superpower
Market Comment Mortgage bond prices finished the week higher which put downward pressure on rates. Rates were flat the beginning of the week, improved slightly Wednesday and again Friday morning tied to weaker than expected data. The Fed kept rates unchanged. Stocks sold off sharply Friday morning in reaction to the disappointing payrolls figure. Non-farm … Continue reading MIG Market Watch, August 4th, 2025
