If you’ve been thinking about buying a home, chances are you’ve heard the same advice over and over: “Just wait until interest rates drop.” It sounds logical. Lower rates mean lower monthly payments, right? But in reality, waiting for rates to fall can actually put you at a disadvantage—and potentially cost you more in the … Continue reading Why Waiting for Mortgage Rates to Drop Could Cost You Your Dream Home →

April 22, 2026 Market Comment Mortgage bond prices finished the week higher which put downward pressure on rates. Rates traded back and forth mid-week and finished with solid improvements Friday morning. The Middle East ceasefire continued and reports of oil shipping lanes reopening buoyed US stocks and bonds. The data was mixed. Existing home sales … Continue reading Mortgage Market in Review →

Every year, the housing market “wakes up” in spring—but 2026 is different. After years of volatility, this season is shaping up to be something we haven’t seen in a while:a more stable, balanced market. What’s Happening in the Spring 2026 Housing Market? This year’s market isn’t booming—and it’s not crashing either. It’s normalizing. This combination … Continue reading Spring/Summer Housing Market Prep: Is Now the Time? What the Spring Housing Market Means For You. →