April 29 Mortgage bond prices finished the week sharply lower which put upward pressure on rates. Rates worsened almost every day as inflation fears increased. The Middle East conflict remained the focus of global markets. The Strait of Hormuz is responsible for approximately 20 to 30 percent of the world’s daily oil shipments and remained … Continue reading Market Watch →

If you’ve been thinking about buying a home, chances are you’ve heard the same advice over and over: “Just wait until interest rates drop.” It sounds logical. Lower rates mean lower monthly payments, right? But in reality, waiting for rates to fall can actually put you at a disadvantage—and potentially cost you more in the … Continue reading Why Waiting for Mortgage Rates to Drop Could Cost You Your Dream Home →

April 22, 2026 Market Comment Mortgage bond prices finished the week higher which put downward pressure on rates. Rates traded back and forth mid-week and finished with solid improvements Friday morning. The Middle East ceasefire continued and reports of oil shipping lanes reopening buoyed US stocks and bonds. The data was mixed. Existing home sales … Continue reading Mortgage Market in Review →