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If you’re getting ready to buy a home, you’ve likely heard the terms “prequalified” and “preapproved.” While they sound similar, they serve very different purposes in the mortgage process—and understanding the difference can make all the difference when it’s time to make an offer. What Does It Mean to Be Prequalified? Prequalification is an early … Continue reading Prequalified vs. Preapproved: What’s the Difference and Why It Matters →
Read MoreMarket Comment Mortgage bond prices finished the week slightly lower which put a little upward pressure on rates. Rates took a negative tone to start the week, were neutral mid-week, and saw some additional upward pressure Friday. The U.S. Government data remained delayed due to the shutdown. Third party releases were few and far between. … Continue reading MIG Market Watch, November 10th, 2025 →
Read MoreWith so much talk about mortgage rates in the news, it’s natural for buyers to wonder whether now is the right time to purchase a home. At MIG, we believe understanding how rates work—and how they fit into your overall financial plan—is key to making a confident decision. What Influences Mortgage Rates? Mortgage rates are … Continue reading Understanding Mortgage Rates in Today’s Market: What Buyers Should Know Before 2026 →
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