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“You have to go the way your blood beats. If you don’t live the only life you have, you won’t live some other life, you won’t live any life at all.” James Baldwin – Iconic writer, speaker, and activist June is LGBTQ+ Pride Month, a time when we recognize and celebrate the LGBTQ+ (Lesbian, Gay, … Continue reading LGBTQ+ Pride Month
June is National Homeownership Month. It’s a month where we recognize and celebrate the benefits of homeownership and promote opportunities for Americans to achieve the dream of ownership, creating a community, and hopefully cultivating an asset that will benefit their families for generations. National Homeownership Month was first established in 2002 by President George W. … Continue reading National Homeownership Month
Market Comment Mortgage bond prices finished the week sharply lower which put significant upward pressure on rates. We started negatively and continued that direction most of the week. US debt ceiling limits and continued regional bank failure concerns impacted rates. The Federal Reserve reported that withdraws across US banks increased the past few weeks with … Continue reading MIG Market Watch, May 29th, 2023
Moving is nobody’s idea of fun. Without a plan, it can be a real pain for everyone involved. This is especially true if money’s tight. Here are some valuable tips on how to move without losing your mind, even if you’re on a strict budget. Navigate these tips as you’re going through your mortgage closing … Continue reading Moving on a Budget? Here Are Some Tips To Make It Work!
Market Comment Mortgage bond prices finished the week lower which put upward pressure on rates. We started negatively and continued that direction for most of the week. US debt ceiling limits and continued regional bank failure concerns impacted rates. Yellen said “we have to default” if Congress doesn’t raise the debt ceiling. The data was … Continue reading MIG Market Watch, May 22nd, 2023
If you’ve found the home you want and successfully negotiated with the seller, congratulations! You’ll soon become a homeowner. With closing day approaching, it’s important for buyers to understand what part of the expenses, if any, sellers are responsible for paying. We’re talking about seller concessions, which are the closing costs the seller agrees to … Continue reading What Costs Do Seller Concessions Cover?
Market Comment Mortgage bond prices finished the week flat which held rates steady. We started negatively, had some positive mid-week movements, and closed the week on a slightly negative note. The Fed remains clear that they are “data dependent” and tame inflation readings make it possible for them to possibly pause their rate hikes. The … Continue reading MIG Market Watch, May 15th, 2023
As the days get longer and the weather grows warmer, most of us get the hankering to invite friends and neighbors over to our homes. Whether it’s an intimate gathering of close friends or a huge party, you need to ensure your place is in tip-top shape. It’s time to prep your home for summer … Continue reading Prepping Your Home for Summer Entertaining
KNOXVILLE, TENN. – Veteran Mortgage Investors Group executive Sharon Rivers will oversee operations in an expanded role for the Southeast’s leading residential lending firm, company officials announced today. “I am absolutely thrilled to announce Sharon Rivers as our new Executive Vice President, Chief Operating Officer,” said MIG President and Co-Founder Christine Rhea. “Sharon brings 33-plus … Continue reading Mortgage Investors Group Names Sharon Rivers New Operations Head
If you want to buy a house, having a solid, positive credit history and high credit score paves your way toward the best loan terms. It takes time to build a good credit history, so the sooner you start making it a priority, the better. Many hopeful first-time homebuyers don’t know where to start when … Continue reading How to Use Your Credit Cards to Build Credit
Market Comment Mortgage bond prices finished the week flat which held rates steady. We started negatively, had some positive mid-week movements, and closed the week on a slightly negative note. The FDIC bailed out another regional bank which caused market instability. The Fed raised rates 25 basis points as expected and remained “data dependent.” The … Continue reading MIG Market Watch, May 8th, 2023
Yes, there’s a day for that! May 1 is National New Homeowner’s Day, celebrating the many advantages of owning a home. If you’ve just bought a new home in the past few months, you probably went through a stressful time of budgeting, house-hunting, negotiating and closing on your new place. Now that you’re all moved … Continue reading New Homeowners Day: Celebrate What Makes Homeownership Great!
