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The holiday season often means time with family, cozy gatherings, and festive celebrations—but it can also be one of the best times to buy a home. With less competition in the market and motivated sellers eager to close before the new year, homebuyers can find unique opportunities during the final months of the year. At … Continue reading Home for the Holidays: How to Buy a House Before the Year Ends
As the days get shorter and temperatures drop, many homeowners start preparing for the colder months ahead. But winterizing your home isn’t just about staying warm — it’s also about protecting your property, lowering energy bills, and safeguarding the long-term value of your biggest investment. The good news? Many of the best winterizing projects are … Continue reading Winterizing Your Home: Small Investments That Pay Off Big
Market Comment Mortgage bond prices finished the week near unchanged which left rates relatively flat. Bonds continued to reflect optimism for additional monetary easing through 2025. However, institutional investors remained cautious amid the continued government shutdown. Mortgage rates were steady most of the week with a little selling pressure tied to surging stocks Friday. All … Continue reading MIG Market Watch, October 27th, 2025
The holiday season is a time for family, friends, and festive traditions. But it can also be stressful — especially if you’re juggling extra expenses and preparing your home for gatherings. With some planning, you can enjoy the season while keeping both your home and your budget in good shape. Here are some practical ways … Continue reading Preparing Your Home (and Finances) for the Holidays
Market Comment Mortgage bond prices finished the week slightly higher which put a little downward pressure on rates. Equities were very volatile as the U.S. and China went back and forth with tariff warnings. MBS prices traded within a very narrow range with a slight positive bias. The government data continued to be delayed due … Continue reading MIG Market Watch, October 20th, 2025
Every season has its own rhythm in the housing market. Spring and summer are known for fast-moving listings and high competition, while winter often brings slower activity. But what about fall? As we move deeper into autumn, the housing market typically shifts gears. Fewer homes are listed, buyers and sellers alike start thinking about the … Continue reading What the Fall Housing Slowdown Means for Buyers & Sellers
Market Comment Mortgage bond prices finished the week slightly lower which put a little up pressure on rates. Equities were positive most of the week until the sharp selloff Friday morning. MBS prices traded within a very narrow range with a slight negative bias. The government data continued to be delayed due to the shutdown. … Continue reading MIG Market Watch, October 13th, 2025
The end of the year is a natural time to take stock of your finances. For many homeowners, that means asking a big question: Should I refinance before December 31, or wait until the new year? There’s no one-size-fits-all answer, but the timing of your refinance can make a difference. By looking at interest rates, … Continue reading Should You Refinance Before the Year Ends? Here’s How to Decide
Market Comment Mortgage bond prices finished the week slightly higher which put a little downward pressure on rates. Equities remained generally positive even amid the US government shutdown. MBS prices traded within a very narrow range with a slight positive bias. The government data was delayed while a few other releases supported the overwhelming sentiment … Continue reading MIG Market Watch, October 6th, 2025
When it comes to buying a home, your credit score plays a starring role. It influences whether you qualify for a mortgage, the types of loans you’re eligible for, and the interest rate you’ll pay. But there’s a lot of misinformation out there about what helps—or hurts—your score. Believing the wrong things can make it … Continue reading Credit Score Myths That Could Derail Your Mortgage Plans
Market Comment Mortgage bond prices finished the week slightly lower which put additional upward pressure on rates. Equities were volatile as inflation fears and a potential government shutdown impacted trading. MBS prices traded within a relatively narrow range but failed to rally despite tame inflation data. The other data showed a solid economy. New home … Continue reading MIG Market Watch, September 29th, 2025
So you’ve found your dream home, made an offer, and it’s been accepted—congratulations! But what happens next? While going under contract is a major milestone, there’s still a lot to do before closing day. Here’s a look at what buyers can expect after going under contract. 📝 1. Home Inspection Soon after your offer is … Continue reading What Happens After You’re Under Contract?
