About Me

1000 Brookfield Road ,
Suite 225
Memphis, TN 38119
todd.brown@migonline.com
(901) 761-6910
(901) 619-0418
901-761-1663

NMLS Unique Identifier # 125455
AL Lic. # 78591
AR Lic. # 43107
FL Lic. # LO89756
MS Lic. # 125455
TN Lic. # 104042

About Me

As area manager of three of MIG’s branches in the Memphis region and serving as a Sr. Loan Officer, I have the opportunity to work with a great team to offer the best service possible to our clients. Whether they are first-time homebuyers or seasoned homeowners, it brings me true joy to assist our customers, so they can accomplish the milestone in their lives of owning a home.

I joined MIG in 2008 when I helped to open the firm’s Memphis and Pickwick branches. Three years later, we opened another branch in Dyersburg. Today, I supervise a staff of 20 among the three branches. As one of MIG’s senior mortgage consultants, I draw on more than 30 years of experience in the banking and lending industries to offer our clients a level of service and professionalism that is second to none. My production coordinator, Michelle Echols, and I work with processor, Crystal Monroe, and our closer, Necia Cuesta, to ensure a stress-free and enjoyable closing experience for each of the homebuyers we assist.

I served as president of the Memphis Mortgage Bankers Association and as an affiliate board member for the Tennessee Housing Development Agency. I currently serve as a board member of Tennessee Mortgage Bankers Association, Board of Trustees for Christ United Methodist Church and the Board of Carnival Memphis. As president of a charity-based organization, The Secret Order of Boll Weevils, and the Boll Weevil Charity Foundation, I enjoy supporting my community.

I enjoy traveling with my wife, Michelle, and my now-adult kids, Morgan and Clayton. When I am not helping my clients I also enjoy working with my friends in Carnival and the Boll Weevils as we spread cheer through our community.

I look forward to assisting you with your current or future mortgage loan needs. You may reach me at the contact information below. I hope to hear from you soon.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

Rates are subject to change at any time.
Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
Payments will vary based on program selection, current rates, property location, etc.
Not all programs are available in all states.
Some loan programs may not be available to first time home buyers.
Terms and conditions apply, which may include restrictions or limits per loan program.
Information is generally based on primary residence occupancy with no cash out when refinancing.
Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020